It's more than half a year and I'm very much behind my goals. In the last three months we have spent nearly $ 20000 towards renovation and other legal expenses for our inherited property.

Also DH's dream job has been withhold due to restructure of the division. It's a relaxing job and DH would enjoy it. But the University HR has advised that position will be re-advertised once the restructure is completed. Fingers crossed!

So far we have made $ 8000 mortgage extra payment and 2500 in savings. Paid off car loan.

Next month is going to be a big spend month as we will be receiving the winter electricity bill. I guess it will around $ 1000. I know that a big bill for 3 months, but Canberra winter months are too cold and reaches -8 in the nights.

On the positive note, our inherited property has been valued at $ 120,000.

Sorry for not posting in the last months! I'm so frustrated about all the spending and didn't have the motivation to write the blog!

My Savings plan is not working in the last two months because of my overseas trip.

February - $ 685 extra mortgage payment
March - $ 1980 extra mortgage payment

I have spent a lot of money in those two months. I know it sucks...... I need to compensate in the coming months.

Extra payment towards mortgage on payday 19/8:

$1500

Hi Guys

As the title says, the reason for my absence is I started working (part-time) last month ; It's good finance job and pays well with generous 15.4% super; But life is getting busy and hardly have time to blog.

August expenses :

Mortgage extra payment : $ 840
Books and other school exp : $ 510
Hair cut and colour : $ 50
Hair accessories : $ 12
Op - shop : $ 13


DS skin condition is not getting any better. Our GP has recommended a dermatologist. Fingers crossed;