( ) Find a well paid permanent job.
() Pay atleast $ 10000 extra payment towards mortgage by end of 2010
( ) 10% gross salary towards superannuation
( ) Increase the EF from $ 5000 to 10000
( ) Buy an investment property ; save for the deposit
( ) Finish studies
( ) Spend more study time with DS
( ) Attend seminars/training for career enhancement.