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Archive for June, 2010

Expenses - Last two days

June 23rd, 2010 at 11:21 pm

Yesterday we (me and DS) went to see the doctor. DS has got itchy skin in his legs and the skin is getting darker day by day. The doctor said either it could be dermatitis or some other fungal infection. Anyway we will get the results early next week. He has prescribed a cream, which we have it already, and kids under 16 are bulk billed by our GP. Therefore no expenses, but hangon we did spend some money. We bought a snack box chicken (KFC )and a cup cake totalling $ 6.45. Then I bought some groceries.

Yoghurt
Dip
Chicken nuggets - 2 packets
Total $ 22

Again today I went to MYER to use my gift voucher which is going to expire soon. But I found nothing for $ 40, well nothing upto my expectations. So I went to Target to buy a coin purse for DS and spent about $ 23. (Ok, I agree it is an impulse buy)

Coin Purse
Nice grey colour scarf
Glove for DS


Then at BIGW
Drinking chocolate was on sale , bought one and saved $1.00

Mini Spinach and feta roll - $ 1.80

I don't know why I am spending without any income. I must control myself

Weekend expenses ! I think I am getting smarter

June 20th, 2010 at 09:02 pm



Asian groceries - $ 30
Fruit and vegies - $ 23
Woolies - $ 49

Total = $ 102

Am I having $ 21 challenge? My grocery bill is way too low than normal. May be because I am at home and planning the meals wisely.....

Goals

June 17th, 2010 at 05:26 pm

Finance:

( ) Find a well paid permanent job.

() Pay atleast $ 10000 extra payment towards mortgage by end of 2010


( ) 10% gross salary towards superannuation

( ) Increase the EF from $ 5000 to 10000

( ) Buy an investment property ; save for the deposit

Others :

( ) Finish studies

( ) Spend more study time with DS

( ) Attend seminars/training for career enhancement.

Today's expenses

June 15th, 2010 at 04:31 am

Priceline

Night cream - $ 14
Hair colour - $ 14
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Eyebrow waxing - $ 12
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Kmart - $ 5 ( DS TShirt; with 40% off)
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Bus ticket - $ 24.50
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Woolies - $ 11.40
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Snowy mountains trip

June 10th, 2010 at 11:42 pm

DS has asked us several times to take him to Snowy mountains, a ski resort in our area. We are planning for this long weekend.

June Expenses

June 10th, 2010 at 11:40 pm


Last week expenses

Groceries (Woolworths) - $ 67.00
Asian groceries - $ 56.00
Electricity - $ 298 (for 3 months)
( I expect electricity exp will go up next quarter as winter has started. Yesterday it was freezing -2)
Water & Sewerage - $ 198 (for 3 months)
Childcare - $ 310

I paid all these with my last salary.... I feel a bit sad that I will not see any more money coming in my account......

Ooch! Stupid $360 phone expenses

June 3rd, 2010 at 01:47 am

My husband went overseas a couple of weeks ago taking his new iphone. He spoke with me last week,after his coversation I checked the usage and it was just $ 16.36.
When he called again I was stupid and said it's ok to talk longer and the roaming charges are cheap than I thought. But unfortunately the phone company's website updates once in 2 days and now the charges are $ 710. Our call credit is only $ 350. Of course he called me several times and we (Me & DS) spoke for long hours. I can't imagine my husband's reaction when he gets home......

Home phone and internet bills for the last six months :
Jan - $ 93 - bad
Feb - $ 83 - not bad
Mar - $ 80 - ok
Apr - $ 73 - good! This is what I had budgeted
May - $ 96 - too bad
Jun - $ 82 - Hmmmm...Ok

My goal = $ 75

My First blog

June 2nd, 2010 at 06:56 pm

Hi there

After reading all your blogs for nearly two years I got inspired and started my own. Until 21 May I was working full time and studying part- time, struggling with my work and life balance. I took a very bold decision to quit my job and complete my qualification in finance. I strongly believe I will get a well paid job once I complete my studies. My husband works full time (academic) and we don't have any debts except the mortgage.

My favorite blogs:
Whitestripes
Monkey Mama